Are you moving to Maryland?
No. We have received a number of emails – please stop abusing the technical issue report form – about why and when we are moving to Maryland and whether our books will be now set in Baltimore. Sorry, this is one of those cases where I was really asking for someone else. 🙂
My friend is seriously considering it for two reasons. One, she wants out of the heat, and two, she is worried about the election. I am also worried about the election. Maryland happens to be one of the states that run their own health exchanges. There is a handful of them: California, Colorado, Connecticut, DC, Idaho, Maryland, Massachusetts, Minnesota, Nevada, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, and Washington. She feels that if Republicans win, ACA will be repealed.
Repealing ACA would be devastating to us. Prior to ACA, nobody would insure us because we had a significant break in coverage and some lingering health issues. For example, Gordon has a military injury to his shoulder, which was getting worse, etc. A preexisting condition. If ACA goes, we would be left without coverage. She is in the same boat, and she is counting on state-run health exchanges. Maryland is still south enough for her.
We still want to go to Florida, but – no offense to Floridians – buying an expensive chunk of property in Florida right now seems dicey. Here are some scary climate articles: Perils of Climate Change (older) and New American Migration (recent.) Florida is vulnerable to climate change: the heat is already off the charts and will get worse; coastal flooding will get worse; and fresh water supply has a strong chance of being contaminated by sea water. Hurricanes, which are a fact of life, are not going to stop, and the state had subsidized a lot of the current hurricane insurance policies. They stopped doing it now, but some people are still grandfathered in. Basically, if what happened to Lake Charles happens to Miami, where it gets walloped by 3 strong storms in a row, the state may go bankrupt. Right now, the last remaining insurance companies are pulling out of Louisiana. What happens when nobody will insure the house against hurricane damage or flood?
Florida will need to build flood defenses and revise its infrastructure, and it doesn’t have the money to do it. There is no income tax, which means that those who work pay no money to the state on their paychecks and those who have retired pay no money on their Social Security benefits, pensions, or 401 K. Florida has no inheritance tax. Their property and sales taxes are about average.
Where is the money going to come from? I don’t know. I’m tired of moving. If we buy a house, I want to live in for a while and then leave it to kids. Neither of us wants to buy property only to see it become worthless in a couple of decades.
That said, despite the heat and humidity and climate change, we are still drawn to the sea. Because the sea. But I will admit, while window shopping for houses in Maryland, I looked at so many lovely properties. The green hills, the woods, the pretty lakes… How can you stand living in such prettiness? It’s like England the way it’s filmed on the Great British Baking Show. We could go outside with the dogs in the summer. I could grow things. My basil burned this year. Just burned. ::sigh::
So, if we do go north, it will probably be Pennsylvania or Massachusetts. We can’t be completely in the country. We have to have high speed internet access for work. All in all, the areas of Maryland around the two larger cities seem a little busy and a bit expensive. But then I don’t know much about it. I haven’t even visited the state. 🙂 And Massachusetts is cold. 🙁
We do have to leave Texas. I kind of hate that, because I like the state, I enjoy being a Texan, and I love our property. So much. But the allergies are killing us. I can barely breathe and if Gordon stops taking Zyrtec, his skin feels like it’s on fire. So we got to go. I just don’t know where.
PS. All political rants in the comments will be deleted. 🙂